If a wind damage claim is made for winds under 86mph, what is Sola's policy on coverage?

Sola's policy regarding wind damage claims is based on wind speed thresholds set in their coverage guidelines. In this case, if the wind speed is under 86 mph, there is no coverage for wind damage. This means that claims filed for damage caused by winds below this specified threshold will not be accepted under the policy.

The rationale behind this policy can be tied to the assessment of risk and the potential for minor weather events to cause damage that is not deemed significant enough to warrant coverage. Claims for higher wind speeds typically represent a more substantial risk to property, and insurance companies often set these thresholds to manage their exposure to claims arising from less severe weather conditions.

Understanding this policy is important for policyholders as it highlights the critical nature of wind speed in determining whether claims will be honored, and it emphasizes the need to assess potential risks before filing claims.