Personal Liability Coverage protects against which of the following?

Personal Liability Coverage is designed to protect you from financial loss if you are found legally responsible for causing injury to someone else or damaging their property. It typically covers legal fees and any settlement or judgment costs that may arise from claims made against you. This type of coverage is essential for addressing incidents like accidents on your property that result in injury to visitors or damage to their belongings.

In this context, the specific focus of Personal Liability Coverage is on third-party claims, which aligns perfectly with the choice that speaks to injury to someone else or property damage. The coverage does not protect against personal injuries to yourself, loss of your possessions, or structural damage to your home, as these are typically covered under different types of insurance, such as health insurance for personal injuries or homeowners insurance for property-related issues.