What characterizes an Independent Agent?

An independent agent is characterized by their ability to represent multiple insurance companies rather than being tied to a single insurer. This allows independent agents to offer a variety of insurance products from different organizations, tailoring their services to best meet the needs of their clients.

Typically, independent agents operate in smaller business settings and often have a limited number of employees, usually ranging from one to five. This structure allows them to maintain flexibility and a personal touch in their client interactions. Their focus can be on providing a broad range of coverage options and personalized service, distinguishing them from exclusive agents who might only represent one company's offerings.

Focusing on the nature of their work, independent agents do not limit themselves to just one product or a particular type of insurance, nor do they restrict their operations to government programs. They take on a broader role in the insurance market, offering diverse products that cater to various consumer needs.