What is the minimum square footage required for a detached structure to acquire its own policy with Sola?

To acquire its own policy with Sola, a detached structure must meet a specific minimum square footage requirement. In this case, the correct answer is that the structure must be at least 1,000 square feet. This requirement ensures that the structure is substantial enough to warrant a separate insurance policy, reflecting its potential value and the associated risks that need coverage.

Typically, insurance companies set such thresholds to manage risk exposure effectively. A smaller structure might be considered too low-risk or not significant enough to justify the administrative costs of issuing a separate policy. Thus, the 1,000 square feet mark represents a reasonable boundary where the structure is deemed significant enough to stand alone in terms of insurance coverage.