What type of insurance protects against theft and natural disasters?

Comprehensive vehicle insurance is designed to protect against a broad range of risks, including theft and natural disasters. This type of insurance covers damages to a vehicle that are not a result of a collision with another vehicle. For instance, if a car is stolen or damaged by a natural disaster such as a flood or hailstorm, comprehensive insurance would provide financial protection for the policyholder.

In contrast, liability insurance is primarily focused on covering damages to others resulting from the insured's actions, and collision insurance specifically covers damages resulting from collisions with other vehicles or objects. Health insurance is unrelated to vehicle protection and focuses on medical expenses. Thus, comprehensive vehicle insurance emerges as the appropriate choice for safeguarding against both theft and natural disasters.