What type of structures would be included under Coverage B?

Coverage B in insurance typically pertains to "Other Structures" that are separate from the primary dwelling. This includes any detached structures on the property. Examples might be garages, sheds, fences, or other structures that are not connected to the main home.

Detached structures are covered under this part of a homeowner's policy because they can incur damage that can be distinct from the primary residence. This aspect of coverage provides important protection for homeowners, ensuring that these additional structures are financially protected against risks typically outlined in the policy.

Choices like interior furnishings, residential structures owned by others, and interconnected buildings do not fall under Coverage B. Interior furnishings are part of the dwelling itself and thus covered under the main coverage rather than as separate structures. Residential structures owned by others are not covered because they do not belong to the policyholder. Similarly, interconnected buildings are usually considered part of the same entity and would not be classified as detached, thus falling outside the definitions covered by Coverage B.