Which types of properties are covered under Sola policies?

Sola policies are designed to provide coverage for a variety of property types, which include mobile homes, modular homes, and farms. This broad range is important because it reflects the policy's flexibility and intent to accommodate diverse living situations and agricultural activities. Mobile homes and modular homes are often considered non-traditional housing options, yet they require adequate insurance to protect against risks like theft, fire, or natural disasters. Farms, meanwhile, introduce unique challenges and risks related to both the dwelling and the associated agricultural activities and livestock.

The coverage for these property types under Sola policies ensures that residents can secure necessary protection regardless of their specific living conditions or their farming operations, promoting accessibility to insurance for varied demographics. This inclusive approach makes it clear that the intent is to offer extensive coverage for non-standard properties, rather than limiting it to specific categories like commercial or single-family homes.